Variable Rate Loan

Flexibility for clients with business strategies wanting a variable rate exposure for their borrowings.

Recommended for

  • Clients with borrowings wanting a variable rate exposure.

Key features

Interest rate
  • Daily reset: changes daily in line with market movements
Key benefits
  • Low cost loan
  • Multiple drawdowns available
Maximum loan term
  • 10 years (or evergreen by agreement)
  • Loan term set when facility is established (in the case of multiple drawdowns – eg, for a construction loan)
Limits
  • As per State Borrowing Program approvals and approvals by relevant administering department

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