Business sustainability, credit and related advice

We provide an insight into the financial health of a business by assessing an organisation’s capacity to meet its commitments in the short-, medium- and long-term.
A review seeks to answer:

• if the current financial path is sustainable over the long term
• if revenue adequately covers the cost of service provision
• if financial shocks can be absorbed
• what is the effect of capital expenditure and growth on future financial performance, and
• the effect of growth on the financial position.

A Borrowing Capacity and Credit Review evaluates an organisation’s:

• current financial position
• ongoing financial viability
• borrowing capacity for individual projects and overall businesses
• debt funding requirements, and
• financial targets and strategies to achieve those targets.

A Capital Structure Review looks at the optimal capital structure for an organisation, where the level of debt and equity meets its short- and long-term strategic objectives and maximises shareholder value. QTC supports clients with:

• capital structure and funding strategies, and
• liability management arrangements.